Having adequate auto insurance coverage is important because it keeps you out of legal and financial problems as a driver. You need to understand your various auto insurance options to find the right option for your needs. At Old Pueblo Insurance, we offer auto insurance coverage to those residing in Oro Valley, AZ.

Comprehensive auto insurance coverage is one type of coverage you can consider. The following are three things to be aware of regarding comprehensive auto insurance coverage.

Comprehensive coverage gives you ultimate insurance coverage for your vehicle.

There are a lot of limits to both liability and collision auto insurance coverage. If you want to be covered for additional expenses that might result from your driving, you can invest in comprehensive auto insurance coverage. Comprehensive coverage can give you greater peace of mind. 

Comprehensive insurance covers damage from fire, falling objects, vandalism or theft.

Before you purchase comprehensive insurance coverage, you should probably be aware of exactly what it will cover for you.

Basically, comprehensive auto insurance covers any type of damage that other types of car insurance won’t cover. This includes damage caused by fire, falling objects, vandalism, or theft. 

Comprehensive insurance does not refer to coverage for regular accident damage to a vehicle. 

You need to purchase collision insurance in addition to comprehensive insurance if you want to be covered for accident damages. Collision coverage covers the costs of damages to your own vehicle in an accident, while liability coverage covers damage you cause to another vehicle or the property of another party. 

Make sure you purchase both types of coverage to protect yourself against damages to your own vehicle. 

We can provide you with more helpful information about auto insurance coverage at Old Pueblo Insurance. Contact us to explore your auto insurance options in Oro Valley, AZ.