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Arizona, like most US states, does not require boat or watercraft insurance. However, the Arizona Game and Fish Department offers a boating safety course. Discounts on your boat insurance may be available for the completing the class. Ask the independent insurance agents at Old Pueblo Insurance if discounts are available. If it is, you can take the class online and just send the certificate to your agent.
Though insurance is not required, a boat is a significant investment. Operating a boat comes with its own inherent risks. In general, there are three areas of boat insurance coverage: liability, boat coverage and medical insurance. Liability insurance covers you if you are involved in an accident that is determined to be your fault. It can also cover any bodily injury or property damage costs suffered by others in an accident where you are at fault. If you are involved in an accident caused by another, insurance can possibly cover you if the other person is uninsured. Your boat insurance may also cover any medical expenses you may have following an accident. These are several reasons to considering calling the independent insurance agents at Old Pueblo Insurance to discuss coverage options.
Boat repairs can be very expensive. Boat insurance coverage can protect you financially if your boat is damaged. Your independent insurance agent can talk about which type of boat and watercraft insurance policies are appropriate for you and your situation.
Oro Valley, AZ boat insurance agents with Old Pueblo Insurance can provide you information about insurance options. Visit them today to discuss the coverage options that suit you. Old Pueblo also provides an online rating tool to find a fast quote on your insurance. Contact them today!
