Many homeowners, new and experienced, underestimate their need for flood insurance protection. The fact, however, is that damages to your home caused by floods is not typically covered under your homeowners insurance. This usually leaves homeowners up to their neck in repair costs, clean up, and an incredible amount of stress. Many homeowners realize way too late that the damages caused by floods is not covered under their general insurance plan. Our agents at Old Pueblo Insurance want to help you choose the right flood insurance for your home to protect you in the future.
Our agents at Old Pueblo Insurance understand that you have a household budget and that an added cost of insurance can seem frivolous. However, it is important to note that most homeowner insurance policies outline specific water damages that they will cover and that typically does not include flooding. We can go over your location geographically and determine if you are in a high or low risk flood area in order to determine the type of flooding insurance you may need.
So, what happens after a flood when you don't have insurance?
The effects of a flood can be completely life shattering and devastating. There is no way to gauge completely the kind of damages you could possibly be faced with. Your home can be exposed to unfiltered water, toxins, and sewage as well as water ruining anything it's path. Flood insurance can help you rest assured knowing that you won't have to pay for everything out of pocket.
The effects of a flood can be completely life shattering and devastating. There is no way to gauge completely the kind of damages you could possibly be faced with. Your home can be exposed to unfiltered water, toxins, and sewage as well as water ruining anything it's path. Flood insurance can help you rest assured knowing that you won't have to pay for everything out of pocket.
So, what are you waiting for? Flood insurance is not an option for your home, it is a necessity that our independent insurance agents can help you figure out. Whether you live in a low risk or a high risk flood area, we can help you choose the right flood insurance for you.