Running a business carries risks and liabilities. This holds true even if you have no employees. The type of business you have often determines the type of risks and liabilities that you face. As a result, commercial insurance is a good idea if you’re a business owner that wants to protect your assets and can’t afford to pay for risks and liabilities out of pocket. Our team at Old Pueblo Insurance in Oro Valley, AZ is committed to helping business owners understand the benefits of commercial insurance. 

What is Commercial Insurance?

Commercial or business insurance is designed to protect your business and assets. This includes employees, property, and situations involving liability. Every company has different needs. Commercial insurance is designed to meet the unique needs of your business.

Do I Need Commercial Insurance if I Don’t Have Any Employees? 

If you understand what commercial insurance is, this is an easy question. Commercial insurance protects against all kinds of risks and liabilities that could affect your business. Business insurance can cover property damage, income loss, lawsuits, and many other risks associated with your business. These are worthwhile benefits if you want to protect your business. Best yet, business owners can choose the types of coverage that meet the specific needs of their business and combine different forms of coverage into one commercial policy.

Our Oro Valley, AZ team at Old Pueblo Insurance can help business owners get coverage that meets their company’s specific needs. If you’re considering investing in business/commercial insurance, call us. We’d be happy to help you explore all of your options.