Umbrella insurance is a protective insurance policy offering financial security in several situations. This includes instances when you face liability claims, which occur when someone believes you caused them harm or loss and wants you to pay for those damages.

Umbrella insurance is a valuable investment for many people. If you are looking for umbrella insurance in Oro Valley, AZ, our team at Old Pueblo Insurance can assist you by offering a quote for a policy tailored to your needs.

What Does Umbrella Insurance Cover and Not Cover?

Umbrella insurance does not cover damage to your property or any injuries you sustain. It does not protect you from injuries or property damage costs related to your business and usually does not cover liability associated with contracts you are involved in.

On the other hand, it typically covers losses you cause to others, including treatment for another person’s medical bills when you cause their injuries or the costs associated with burial and funerals if you cause their death. Additionally, it may provide financial protection if you face a lawsuit for slander, defamation, or libel, or other personal attacks you make on others. It can also cover your legal defense if you face a liability lawsuit for a covered loss.

This type of insurance may be beneficial to many, including property owners, individuals with significant assets, landlords, or those who own assets that can cause injury to others, such as pools, dogs, or violent weapons.

Getting Help for a Policy to Fit Your Needs

If you need help choosing an umbrella insurance policy that fits your needs in Oro Valley, AZ, contact our team at Old Pueblo Insurance for a quote.