Filing a Claim for a Hit-and-Run Accident in Auto Insurance

Your auto insurance around Oro Valley, AZ can help cover the damages in a hit-and-run accident. Understanding how to file a claim after such an incident is crucial to ensuring you receive the compensation you deserve.

Immediate Steps After the Accident

After a hit-and-run, your priority should be your safety and anyone involved. Once you are in a safe location, document the scene as thoroughly as possible. Take photos of the damage to your vehicle, the surroundings, and any evidence that might help identify the other driver, such as tire marks or debris. Gather their contact information if there were any witnesses, as their statements could be valuable in your claim.

Reporting to the Authorities

It’s essential to report the hit-and-run to the police immediately. A police report is a critical documentation that your insurance company demands. Provide the police with all the details you’ve collected, including descriptions of the fleeing vehicle or driver. The police report is an official document to support your claim.

Contacting Your Insurance Company

When you contact the insurance company, provide all the details of the hit-and-run, including the police report, photos, and witness information. Collision or uninsured motorist coverage can help cover the costs of the damage from a hit-and-run if you have them within your policy.

Working Through the Claims Process

Your insurance company puts an adjuster on the case to review it. When everything is done, the insurance agency will give you the compensation you’re entitled to. Once you receive the check, you can begin fixing the repairs or purchase a new vehicle.

Old Pueblo Insurance Is The Go-To Insurance Company

Old Pueblo Insurance offers its expertise in insurance needs. We serve the surrounding areas of Oro Valley, AZ. Call today.