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Whether you use your motorcycle as your primary mode of transportation or prefer taking it out for your weekend rides, insurance is essential in keeping you and other motorists safe while on the road. Below, Old Pueblo Insurance discusses the various motorcycle coverage options to consider getting for your rides around Oro Valley, AZ.
Property Damage Liability Coverage
Property damage liability coverage helps you pay for 3rd party costs of property damage after you are involved in an accident. If found liable for the damage, property damage liability coverage ensures that other parties get compensation for their repair and replacement expenses.
Bodily Injury Liability Coverage
Bodily injury liability coverage protects other motorists when you are found liable for their injuries. This policy pays for 3rd party costs of medical bills while also providing compensation for lost income after serious injuries occur.
Medical Payments Coverage
If you get bodily injury harm, medical payments coverage helps you pay for your costs of treatment. This policy also covers your passengers, ensuring all examination and medical bills are taken care of.
Comprehensive Coverage
Comprehensive coverage takes care of your motorcycle damage costs when you are involved in a non-collision accident. Instances that result in the use of this cover include vandalism, theft, hail, and fire outbreaks.
Collision Coverage
Collision coverage protects you when you get into an impact accident and will compensate you for your repair and replacement expenses. Collision accidents will often result from crashes with vehicles and motorcycles or objects such as buildings and poles.
Uninsured/Underinsured Coverage
If you get into an accident with an uninsured driver, uninsured coverage will pay for your costs of injuries and that of your passengers, ensuring you get the appropriate help. Underinsured coverage comes in handy when you are injured by an underinsured driver and will help you offset the resulting balance.
If you reside within Oro Valley, AZ, and need motorcycle insurance, consider getting in touch with Old Pueblo Insurance today. We provide motorcycle coverage suited to your riding needs.
