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What You Need to Know About Motorcycle Insurance in Oro Valley, AZ
Whether you’re riding your motorcycle in and around Oro Valley, AZ, or planning an open-highway adventure, you’ll want to be protected in case of unexpected situations. Motorcycle insurance is the first step to enjoying every ride.
Motorcycle Insurance Coverage in Arizona
New motorcycle riders in Arizona need to know the state requires owners to carry liability insurance. The coverage provides for property damage and bodily injury to others up to your policy limits but does not cover any damage sustained by your motorcycle. The minimum amount for bodily injury is per person and per accident. Property damage caused by you is covered per accident.
The minimum expenses your policy covers may exceed your policy’s coverage limits. To be safe, you always have the option to increase the amount of coverage to cover liability issues. An increase adds another layer of protection for your assets.
What to Know About Motorcycle Insurance – Buying, Leasing, or Owning
Depending on the status of your motorcycle ownership, your lender or financial institution may require you to carry comprehensive and collision coverage.
If you own your motorcycle outright, comprehensive and collision provide protection against events such as vandalism, weather-related damage, theft, and more.
Other types of motorcycle insurance to consider include:
- Total loss coverage.
- Medical payments, regardless of who is at fault.
- Roadside assistance.
- Accessory coverage.
- Personal effects carried on the motorcycle.
- Injury protection if unable to work due to a motorcycle accident.
Contact Our Agents
Before heading out on your next grand adventure, be sure you have the coverage needed to comply with the state aandadequate insurance to cover your investment. With help from our agents at Old Pueblo Insurance, you can ride with confidence.
